Debt Settlement

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At Apopsis Law, we provide specialized legal services in the field of debt settlement, with the aim of sustainably restoring the financial balance of individuals and businesses. Addressing over-indebtedness requires a well-documented strategy, in-depth knowledge of the institutional framework, and a personalized approach to every case.

We offer full support and guidance to our clients across all available debt settlement procedures, such as:

  • Out-of-Court Debt Settlement Mechanism (Law 4738/2020): We mediate with institutional and private creditors through the official electronic platform, formulating sustainable settlement proposals that take into account both the debtor’s actual financial capacity and the creditors’ requirement for realistic repayment.
  • Individual Debt Settlements: We manage negotiations and arrangements with individual creditors, banks, or public authorities, leveraging all available tools of private and administrative law to achieve favorable repayment terms or partial debt write-offs.
  • Personal Bankruptcy: We provide comprehensive support in bankruptcy proceedings under Law 4738/2020, aiming at debt discharge and debtor relief where legally applicable.
  • Business Debt Restructuring: We specialize in the restructuring of business debts with the goal of maintaining business viability and preventing insolvency, making use of tools such as rehabilitation procedures, mediation, and modern forms of legal protection.

Apopsis Law approaches every case with seriousness, scientific competence, and confidentiality, striving for the genuine financial and legal rehabilitation of our clients in an ever-changing financial and regulatory environment.

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